Your uninvested funds can work harder for you

We would like to remind you that XTB is maintaining our current interest rates for your uninvested funds. This means you can continue to earn a competitive *5.2% interest rate per annum on your uninvested GBP cash balances.

  • No balance limits: Earn this competitive rate regardless of the amount.
  • Daily calculation, monthly payments: Your interest is calculated daily and paid monthly to your account.
  • Passive income: Earn interest while you focus on your investment strategy.
  • Competitive rates across currencies: We also offer attractive interest rates on USD (5%) and EUR (3.8%).

Simply log in to your XTB account. Your uninvested GBP funds will automatically begin accruing interest.

This interest rate reflects our ongoing commitment to providing good outcomes, value and flexibility to our clients. Should there be any changes to our interest rates, we'll be sure to keep you informed.

Inactivity Fees: Please be aware that XTB Ltd. charges monthly inactivity fees on accounts that have not traded within the last 365 days, deposited within the last 90 days or do not have open positions.
 

Your capital is at risk. XTB Ltd. is a global fintech, not a bank. Deposits should be made for investment purposes only. T&Cs apply. * Rate subject to change.