TAG: credit growth
Here’s how to bypass the hurdle of credit-deposit growth mismatch
India's banking sector is currently contending with a significant issue: a shortage of deposits at a time when credit growth is finally rebounding after nearly a decade of stagnation.Over the past two fiscal years, credit growth has surpassed deposit grow...
2 months ago
Deposits are the focal point but its intra-bank borrowings that need scrutiny
In the last few months, slow growth in bank deposits has been a talking point amidst policymakers and bankers. The RBI Governor in monetary policy of August 2024 mentioned that “bank deposits trailing loan growth” is a risk for the banking system. In RBI...
1 month ago